Call reports 2005
FIRST NATIONAL BANK OF PASCO — 2005
What FIRST NATIONAL BANK OF PASCO reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 104,057,000 | 104,083,000 | 105,018,000 | 108,378,000 |
| Total loans | 70,213,000 | 73,667,000 | 78,862,000 | 83,142,000 |
| Allowance for loan losses | 797,000 | 797,000 | 852,000 | 852,000 |
| Securities available for sale | 23,927,000 | 23,330,000 | 18,157,000 | 17,292,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,245,000 | 91,454,000 | 92,376,000 | 96,256,000 |
| Interest-bearing deposits | 63,232,000 | 63,601,000 | 66,310,000 | 67,497,000 |
| Noninterest-bearing deposits | 30,013,000 | 27,853,000 | 26,067,000 | 28,759,000 |
| Equity capital | 7,762,000 | 8,252,000 | 8,389,000 | 8,706,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,439,000 | 2,991,000 | 4,652,000 | 6,356,000 |
| Interest expense | 247,000 | 542,000 | 884,000 | 1,278,000 |
| Net interest income | 1,192,000 | 2,449,000 | 3,768,000 | 5,078,000 |
| Noninterest income | 224,000 | 424,000 | 633,000 | 863,000 |
| Noninterest expense | 969,000 | 1,928,000 | 2,909,000 | 3,874,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 447,000 | 945,000 | 1,492,000 | 2,067,000 |
| Income tax | 162,000 | 337,000 | 533,000 | 722,000 |
| Net income | 285,000 | 608,000 | 959,000 | 1,345,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,945,000 | 8,268,000 | 8,517,000 | 8,903,000 |
| Total capital | 8,742,000 | 9,065,000 | 9,369,000 | 9,755,000 |
| Risk-weighted assets | 70,340,000 | 73,232,000 | 77,368,000 | 81,510,000 |