Call reports 2004
FIRST NATIONAL BANK OF PASCO — 2004
What FIRST NATIONAL BANK OF PASCO reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 87,134,000 | 88,596,000 | 88,633,000 | 91,953,000 |
| Total loans | 63,082,000 | 65,302,000 | 68,077,000 | 70,785,000 |
| Allowance for loan losses | 637,000 | 667,000 | 697,000 | 792,000 |
| Securities available for sale | 17,759,000 | 16,921,000 | 14,724,000 | 13,963,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,117,000 | 73,953,000 | 73,870,000 | 80,187,000 |
| Interest-bearing deposits | 52,923,000 | 51,091,000 | 51,352,000 | 53,461,000 |
| Noninterest-bearing deposits | 24,194,000 | 22,862,000 | 22,518,000 | 26,726,000 |
| Equity capital | 7,013,000 | 6,933,000 | 7,397,000 | 7,691,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,271,000 | 2,575,000 | 3,896,000 | 5,277,000 |
| Interest expense | 203,000 | 406,000 | 621,000 | 836,000 |
| Net interest income | 1,068,000 | 2,169,000 | 3,275,000 | 4,441,000 |
| Noninterest income | 244,000 | 477,000 | 700,000 | 944,000 |
| Noninterest expense | 956,000 | 1,867,000 | 2,748,000 | 3,657,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 90,000 |
| Pretax income | 326,000 | 719,000 | 1,137,000 | 1,638,000 |
| Income tax | 103,000 | 238,000 | 383,000 | 561,000 |
| Net income | 223,000 | 481,000 | 754,000 | 1,077,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,807,000 | 7,064,000 | 7,337,000 | 7,660,000 |
| Total capital | 7,444,000 | 7,731,000 | 8,034,000 | 8,452,000 |
| Risk-weighted assets | 61,715,000 | 64,237,000 | 65,695,000 | 68,876,000 |