Call reports 2003
FIRST NATIONAL BANK OF PASCO — 2003
What FIRST NATIONAL BANK OF PASCO reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 77,297,000 | 77,533,000 | 80,336,000 | 83,017,000 |
| Total loans | 53,690,000 | 56,491,000 | 56,828,000 | 59,967,000 |
| Allowance for loan losses | 482,000 | 529,000 | 547,000 | 607,000 |
| Securities available for sale | 11,286,000 | 10,415,000 | 13,392,000 | 15,364,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,536,000 | 68,458,000 | 70,913,000 | 73,424,000 |
| Interest-bearing deposits | 49,760,000 | 49,443,000 | 50,216,000 | 51,994,000 |
| Noninterest-bearing deposits | 18,776,000 | 19,016,000 | 20,697,000 | 21,430,000 |
| Equity capital | 5,972,000 | 6,252,000 | 6,459,000 | 6,659,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,138,000 | 2,312,000 | 3,459,000 | 4,683,000 |
| Interest expense | 259,000 | 488,000 | 696,000 | 899,000 |
| Net interest income | 879,000 | 1,824,000 | 2,763,000 | 3,784,000 |
| Noninterest income | 251,000 | 497,000 | 764,000 | 1,241,000 |
| Noninterest expense | 880,000 | 1,748,000 | 2,415,000 | 3,592,000 |
| Provision for loan losses | 60,000 | 107,000 | 167,000 | 227,000 |
| Pretax income | 190,000 | 466,000 | 945,000 | 1,206,000 |
| Income tax | 52,000 | 140,000 | 311,000 | 383,000 |
| Net income | 138,000 | 326,000 | 634,000 | 823,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,897,000 | 6,086,000 | 6,393,000 | 6,583,000 |
| Total capital | 6,379,000 | 6,615,000 | 6,940,000 | 7,190,000 |
| Risk-weighted assets | 51,699,000 | 54,829,000 | 55,420,000 | 58,205,000 |