Call reports 2002
FIRST NATIONAL BANK OF PASCO — 2002
What FIRST NATIONAL BANK OF PASCO reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 68,811,000 | 67,355,000 | 70,504,000 | 73,235,000 |
| Total loans | 49,350,000 | 49,867,000 | 49,317,000 | 51,372,000 |
| Allowance for loan losses | 435,000 | 496,000 | 555,000 | 422,000 |
| Securities available for sale | 11,509,000 | 11,491,000 | 11,763,000 | 10,787,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,956,000 | 59,270,000 | 61,952,000 | 64,607,000 |
| Interest-bearing deposits | 47,445,000 | 45,564,000 | 47,565,000 | 47,745,000 |
| Noninterest-bearing deposits | 15,511,000 | 13,706,000 | 14,387,000 | 16,862,000 |
| Equity capital | 5,098,000 | 5,443,000 | 5,728,000 | 5,860,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,133,000 | 2,299,000 | 3,435,000 | 4,623,000 |
| Interest expense | 327,000 | 626,000 | 936,000 | 1,227,000 |
| Net interest income | 806,000 | 1,673,000 | 2,499,000 | 3,396,000 |
| Noninterest income | 265,000 | 483,000 | 727,000 | 986,000 |
| Noninterest expense | 819,000 | 1,653,000 | 2,437,000 | 3,222,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 192,000 | 383,000 | 609,000 | 920,000 |
| Income tax | 57,000 | 108,000 | 179,000 | 288,000 |
| Net income | 135,000 | 275,000 | 430,000 | 632,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,263,000 | 5,403,000 | 5,557,000 | 5,760,000 |
| Total capital | 5,698,000 | 5,899,000 | 6,112,000 | 6,182,000 |
| Risk-weighted assets | 46,134,000 | 46,121,000 | 46,485,000 | 49,545,000 |