Call reports 2001
FIRST NATIONAL BANK OF PASCO — 2001
What FIRST NATIONAL BANK OF PASCO reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 65,261,000 | 61,166,000 | 62,559,000 | 65,905,000 |
| Total loans | 45,046,000 | 46,416,000 | 47,535,000 | 48,168,000 |
| Allowance for loan losses | 425,000 | 432,000 | 477,000 | 389,000 |
| Securities available for sale | 10,682,000 | 9,237,000 | 8,805,000 | 9,192,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,046,000 | 55,730,000 | 56,827,000 | 60,151,000 |
| Interest-bearing deposits | 44,610,000 | 43,602,000 | 44,339,000 | 46,222,000 |
| Noninterest-bearing deposits | 15,436,000 | 12,128,000 | 12,488,000 | 13,929,000 |
| Equity capital | 4,779,000 | 4,888,000 | 5,072,000 | 5,063,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,191,000 | 2,395,000 | 3,559,000 | 4,772,000 |
| Interest expense | 481,000 | 939,000 | 1,376,000 | 1,783,000 |
| Net interest income | 710,000 | 1,456,000 | 2,183,000 | 2,989,000 |
| Noninterest income | 183,000 | 389,000 | 611,000 | 889,000 |
| Noninterest expense | 701,000 | 1,406,000 | 2,128,000 | 2,900,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 147,000 | 374,000 | 556,000 | 823,000 |
| Income tax | 38,000 | 108,000 | 157,000 | 236,000 |
| Net income | 109,000 | 266,000 | 399,000 | 587,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,778,000 | 4,935,000 | 5,068,000 | 5,128,000 |
| Total capital | 5,203,000 | 5,366,000 | 5,545,000 | 5,517,000 |
| Risk-weighted assets | 41,689,000 | 40,809,000 | 42,890,000 | 44,778,000 |