Call reports 2025
FIRST BANK — 2025
What FIRST BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 659,782,000 | 677,446,000 | 692,207,000 | 677,348,000 |
| Total loans | 563,496,000 | 592,789,000 | 585,079,000 | 567,752,000 |
| Allowance for loan losses | 10,747,000 | 11,248,000 | 11,593,000 | 11,711,000 |
| Securities available for sale | 1,986,000 | 1,976,000 | 1,192,000 | 1,184,000 |
| Securities held to maturity | 7,381,000 | 7,347,000 | 7,314,000 | 7,280,000 |
| Trading assets | 206,000 | 117,000 | 119,000 | 60,000 |
| Total deposits | 545,667,000 | 561,575,000 | 579,860,000 | 578,417,000 |
| Interest-bearing deposits | 395,100,000 | 403,468,000 | 414,774,000 | 421,980,000 |
| Noninterest-bearing deposits | 150,567,000 | 158,107,000 | 165,086,000 | 156,437,000 |
| Equity capital | 90,673,000 | 92,056,000 | 92,939,000 | 94,885,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 10,290,000 | 20,962,000 | 32,031,000 | 42,780,000 |
| Interest expense | 2,698,000 | 5,436,000 | 8,249,000 | 10,944,000 |
| Net interest income | 7,592,000 | 15,526,000 | 23,782,000 | 31,836,000 |
| Noninterest income | 3,128,000 | 7,235,000 | 10,248,000 | 12,893,000 |
| Noninterest expense | 8,037,000 | 16,116,000 | 23,603,000 | 32,244,000 |
| Provision for loan losses | 150,000 | 664,000 | 964,000 | 1,064,000 |
| Pretax income | 2,529,000 | 5,977,000 | 9,459,000 | 11,400,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,529,000 | 5,977,000 | 9,459,000 | 11,400,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 89,035,000 | 90,474,000 | 91,413,000 | 94,918,000 |
| Total capital | 97,605,000 | 99,310,000 | 100,095,000 | 103,667,000 |
| Risk-weighted assets | 682,727,000 | 703,787,000 | 690,928,000 | 696,202,000 |