Call reports 2020
FIRST BANK — 2020
What FIRST BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 487,737,000 | 552,415,000 | 544,197,000 | 536,603,000 |
| Total loans | 384,615,000 | 439,324,000 | 434,024,000 | 444,173,000 |
| Allowance for loan losses | 7,794,000 | 8,687,000 | 8,507,000 | 8,727,000 |
| Securities available for sale | 0 | 0 | 2,763,000 | 2,835,000 |
| Securities held to maturity | 3,822,000 | 3,803,000 | 3,904,000 | 3,293,000 |
| Trading assets | 1,071,000 | 1,484,000 | 1,727,000 | 1,299,000 |
| Total deposits | 431,835,000 | 492,693,000 | 481,472,000 | 470,965,000 |
| Interest-bearing deposits | 314,283,000 | 330,310,000 | 324,775,000 | 315,834,000 |
| Noninterest-bearing deposits | 117,552,000 | 162,383,000 | 156,698,000 | 155,131,000 |
| Equity capital | 53,508,000 | 56,839,000 | 59,293,000 | 62,423,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 5,738,000 | 11,092,000 | 16,655,000 | 22,204,000 |
| Interest expense | 732,000 | 1,259,000 | 1,673,000 | 2,039,000 |
| Net interest income | 5,006,000 | 9,833,000 | 14,982,000 | 20,165,000 |
| Noninterest income | 4,019,000 | 13,690,000 | 22,492,000 | 28,295,000 |
| Noninterest expense | 6,514,000 | 15,012,000 | 23,276,000 | 30,808,000 |
| Provision for loan losses | 600,000 | 1,500,000 | 2,100,000 | 2,400,000 |
| Pretax income | 1,911,000 | 7,011,000 | 12,098,000 | 15,252,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,911,000 | 7,011,000 | 12,098,000 | 15,252,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,539,000 | 56,870,000 | 59,379,000 | 62,507,000 |
| Total capital | 58,460,000 | 61,812,000 | 64,181,000 | 67,825,000 |
| Risk-weighted assets | 390,551,000 | 391,335,000 | 380,138,000 | 421,616,000 |