Call reports 2019
FIRST BANK — 2019
What FIRST BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 420,030,000 | 442,725,000 | 469,037,000 | 478,725,000 |
| Total loans | 367,472,000 | 382,079,000 | 385,739,000 | 381,666,000 |
| Allowance for loan losses | 6,865,000 | 7,209,000 | 7,251,000 | 7,243,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,624,000 | 1,584,000 | 3,878,000 | 3,842,000 |
| Trading assets | 334,000 | 329,000 | 368,000 | 253,000 |
| Total deposits | 370,410,000 | 376,773,000 | 410,869,000 | 423,698,000 |
| Interest-bearing deposits | 265,954,000 | 263,513,000 | 291,210,000 | 301,899,000 |
| Noninterest-bearing deposits | 104,456,000 | 113,260,000 | 119,659,000 | 121,799,000 |
| Equity capital | 47,714,000 | 48,652,000 | 50,352,000 | 52,693,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 5,639,000 | 11,591,000 | 17,837,000 | 23,843,000 |
| Interest expense | 489,000 | 1,062,000 | 1,755,000 | 2,515,000 |
| Net interest income | 5,150,000 | 10,529,000 | 16,082,000 | 21,328,000 |
| Noninterest income | 2,772,000 | 6,220,000 | 10,408,000 | 13,639,000 |
| Noninterest expense | 5,685,000 | 11,715,000 | 18,057,000 | 24,127,000 |
| Provision for loan losses | 320,000 | 680,000 | 830,000 | 980,000 |
| Pretax income | 1,917,000 | 4,354,000 | 7,603,000 | 9,860,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,917,000 | 4,354,000 | 7,603,000 | 9,860,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,306,000 | 49,144,000 | 50,745,000 | 53,003,000 |
| Total capital | 52,771,000 | 53,778,000 | 55,423,000 | 57,864,000 |
| Risk-weighted assets | 354,649,000 | 367,921,000 | 371,432,000 | 386,267,000 |