Call reports 2016
FIRST BANK — 2016
What FIRST BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 349,600,000 | 365,078,000 | 377,711,000 | 382,721,000 |
| Total loans | 295,931,000 | 333,049,000 | 321,548,000 | 303,026,000 |
| Allowance for loan losses | 5,156,000 | 6,121,000 | 5,893,000 | 5,854,000 |
| Securities available for sale | 243,000 | 241,000 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 294,500,000 | 307,490,000 | 319,436,000 | 322,136,000 |
| Interest-bearing deposits | 201,845,000 | 204,414,000 | 204,200,000 | 212,698,000 |
| Noninterest-bearing deposits | 92,655,000 | 103,076,000 | 115,236,000 | 109,438,000 |
| Equity capital | 34,381,000 | 36,406,000 | 36,632,000 | 38,955,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,308,000 | 8,908,000 | 13,726,000 | 18,423,000 |
| Interest expense | 320,000 | 643,000 | 970,000 | 1,304,000 |
| Net interest income | 3,988,000 | 8,265,000 | 12,756,000 | 17,119,000 |
| Noninterest income | 2,756,000 | 7,887,000 | 12,576,000 | 16,416,000 |
| Noninterest expense | 4,771,000 | 10,424,000 | 16,258,000 | 22,038,000 |
| Provision for loan losses | 150,000 | 1,093,000 | 1,193,000 | 1,293,000 |
| Pretax income | 1,823,000 | 4,635,000 | 7,881,000 | 10,204,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,823,000 | 4,635,000 | 7,881,000 | 10,204,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,384,000 | 36,405,000 | 36,632,000 | 38,955,000 |
| Total capital | 37,767,000 | 40,028,000 | 40,293,000 | 42,407,000 |
| Risk-weighted assets | 268,863,000 | 287,279,000 | 290,576,000 | 273,664,000 |