Call reports 2015
FIRST BANK — 2015
What FIRST BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 335,356,000 | 337,138,000 | 342,572,000 | 347,492,000 |
| Total loans | 278,750,000 | 289,931,000 | 291,188,000 | 284,176,000 |
| Allowance for loan losses | 4,999,000 | 5,137,000 | 5,210,000 | 5,007,000 |
| Securities available for sale | 821,000 | 815,000 | 711,000 | 576,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 282,692,000 | 284,482,000 | 288,747,000 | 292,593,000 |
| Interest-bearing deposits | 188,736,000 | 190,598,000 | 193,593,000 | 201,503,000 |
| Noninterest-bearing deposits | 93,956,000 | 93,883,000 | 95,154,000 | 91,091,000 |
| Equity capital | 31,778,000 | 31,330,000 | 32,043,000 | 33,608,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,087,000 | 8,187,000 | 12,522,000 | 16,763,000 |
| Interest expense | 292,000 | 590,000 | 891,000 | 1,197,000 |
| Net interest income | 3,795,000 | 7,597,000 | 11,631,000 | 15,566,000 |
| Noninterest income | 2,236,000 | 4,911,000 | 7,937,000 | 10,421,000 |
| Noninterest expense | 3,924,000 | 8,550,000 | 13,354,000 | 17,731,000 |
| Provision for loan losses | 600,000 | 800,000 | 950,000 | 1,425,000 |
| Pretax income | 1,507,000 | 3,158,000 | 5,264,000 | 6,831,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,507,000 | 3,158,000 | 5,264,000 | 6,831,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,758,000 | 31,315,000 | 32,033,000 | 33,602,000 |
| Total capital | 35,182,000 | 34,738,000 | 35,417,000 | 36,865,000 |
| Risk-weighted assets | 271,774,000 | 272,131,000 | 268,913,000 | 259,274,000 |