Call reports 2014
FIRST BANK — 2014
What FIRST BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 311,562,000 | 326,944,000 | 332,867,000 | 328,434,000 |
| Total loans | 252,441,000 | 263,686,000 | 261,266,000 | 265,350,000 |
| Allowance for loan losses | 3,972,000 | 4,108,000 | 4,261,000 | 4,434,000 |
| Securities available for sale | 2,282,000 | 2,266,000 | 2,248,000 | 2,232,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 262,575,000 | 277,280,000 | 282,325,000 | 276,599,000 |
| Interest-bearing deposits | 179,945,000 | 191,216,000 | 187,698,000 | 188,019,000 |
| Noninterest-bearing deposits | 82,630,000 | 86,064,000 | 94,627,000 | 88,580,000 |
| Equity capital | 28,311,000 | 28,663,000 | 29,155,000 | 30,882,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,629,000 | 7,479,000 | 11,457,000 | 15,481,000 |
| Interest expense | 288,000 | 591,000 | 907,000 | 1,220,000 |
| Net interest income | 3,341,000 | 6,888,000 | 10,550,000 | 14,261,000 |
| Noninterest income | 1,588,000 | 3,738,000 | 6,110,000 | 8,287,000 |
| Noninterest expense | 3,684,000 | 7,654,000 | 11,727,000 | 15,472,000 |
| Provision for loan losses | 200,000 | 350,000 | 500,000 | 900,000 |
| Pretax income | 1,045,000 | 2,622,000 | 4,433,000 | 6,176,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,045,000 | 2,622,000 | 4,433,000 | 6,176,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,232,000 | 28,600,000 | 29,109,000 | 30,852,000 |
| Total capital | 31,226,000 | 31,677,000 | 32,158,000 | 33,984,000 |
| Risk-weighted assets | 238,529,000 | 245,156,000 | 242,694,000 | 249,235,000 |