Call reports 2012
FIRST BANK — 2012
What FIRST BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 252,529,000 | 260,308,000 | 258,631,000 | 260,817,000 |
| Total loans | 200,901,000 | 199,828,000 | 201,402,000 | 211,367,000 |
| Allowance for loan losses | 3,227,000 | 3,433,000 | 3,733,000 | 4,034,000 |
| Securities available for sale | 5,272,000 | 5,252,000 | 4,633,000 | 4,597,000 |
| Securities held to maturity | 143,000 | 141,000 | 109,000 | 107,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 207,925,000 | 215,319,000 | 213,043,000 | 214,488,000 |
| Interest-bearing deposits | 137,196,000 | 140,423,000 | 137,045,000 | 138,705,000 |
| Noninterest-bearing deposits | 70,729,000 | 74,896,000 | 75,998,000 | 75,783,000 |
| Equity capital | 24,214,000 | 24,378,000 | 24,526,000 | 25,813,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,150,000 | 6,281,000 | 9,390,000 | 12,546,000 |
| Interest expense | 290,000 | 564,000 | 827,000 | 1,079,000 |
| Net interest income | 2,860,000 | 5,717,000 | 8,563,000 | 11,467,000 |
| Noninterest income | 1,034,000 | 2,539,000 | 4,315,000 | 6,046,000 |
| Noninterest expense | 2,496,000 | 5,339,000 | 8,448,000 | 11,463,000 |
| Provision for loan losses | 150,000 | 400,000 | 700,000 | 1,000,000 |
| Pretax income | 1,248,000 | 2,517,000 | 3,730,000 | 5,050,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,248,000 | 2,517,000 | 3,730,000 | 5,050,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,960,000 | 24,142,000 | 24,292,000 | 25,613,000 |
| Total capital | 25,837,000 | 26,472,000 | 26,622,000 | 28,069,000 |
| Risk-weighted assets | 185,707,000 | 185,335,000 | 185,031,000 | 194,874,000 |