Call reports 2009
FIRST BANK — 2009
What FIRST BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 223,934,000 | 217,272,000 | 222,607,000 | 221,862,000 |
| Total loans | 173,519,000 | 171,115,000 | 179,612,000 | 177,777,000 |
| Allowance for loan losses | 2,179,000 | 2,242,000 | 2,277,000 | 2,265,000 |
| Securities available for sale | 8,294,000 | 9,849,000 | 9,926,000 | 9,810,000 |
| Securities held to maturity | 4,893,000 | 4,876,000 | 4,606,000 | 595,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 184,258,000 | 176,683,000 | 181,686,000 | 180,869,000 |
| Interest-bearing deposits | 132,381,000 | 122,561,000 | 123,125,000 | 124,736,000 |
| Noninterest-bearing deposits | 51,877,000 | 54,122,000 | 58,561,000 | 56,133,000 |
| Equity capital | 19,195,000 | 19,316,000 | 20,090,000 | 20,521,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,158,000 | 6,333,000 | 9,483,000 | 12,659,000 |
| Interest expense | 580,000 | 1,083,000 | 1,537,000 | 1,971,000 |
| Net interest income | 2,578,000 | 5,250,000 | 7,946,000 | 10,688,000 |
| Noninterest income | 667,000 | 1,173,000 | 1,616,000 | 1,859,000 |
| Noninterest expense | 2,177,000 | 4,299,000 | 6,426,000 | 8,269,000 |
| Provision for loan losses | 300,000 | 450,000 | 525,000 | 825,000 |
| Pretax income | 768,000 | 1,674,000 | 2,611,000 | 3,453,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 768,000 | 1,674,000 | 2,611,000 | 3,453,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,024,000 | 19,180,000 | 19,727,000 | 20,270,000 |
| Total capital | 21,203,000 | 21,339,000 | 21,873,000 | 22,425,000 |
| Risk-weighted assets | 177,355,000 | 172,519,000 | 171,443,000 | 172,325,000 |