Call reports 2007
FIRST BANK — 2007
What FIRST BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 197,878,000 | 201,273,000 | 200,875,000 | 200,147,000 |
| Total loans | 155,005,000 | 164,177,000 | 167,770,000 | 167,493,000 |
| Allowance for loan losses | 2,022,000 | 1,929,000 | 2,190,000 | 2,269,000 |
| Securities available for sale | 10,425,000 | 10,525,000 | 11,189,000 | 11,534,000 |
| Securities held to maturity | 2,677,000 | 2,668,000 | 2,299,000 | 2,197,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 181,431,000 | 180,380,000 | 176,081,000 | 175,258,000 |
| Interest-bearing deposits | 123,447,000 | 115,071,000 | 116,034,000 | 115,986,000 |
| Noninterest-bearing deposits | 57,984,000 | 65,309,000 | 60,047,000 | 59,272,000 |
| Equity capital | 15,760,000 | 15,966,000 | 16,039,000 | 16,311,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,783,000 | 7,838,000 | 11,946,000 | 15,990,000 |
| Interest expense | 987,000 | 1,987,000 | 2,939,000 | 3,852,000 |
| Net interest income | 2,796,000 | 5,851,000 | 9,007,000 | 12,138,000 |
| Noninterest income | 407,000 | 796,000 | 1,170,000 | 1,604,000 |
| Noninterest expense | 1,968,000 | 3,974,000 | 5,956,000 | 8,145,000 |
| Provision for loan losses | 75,000 | 300,000 | 625,000 | 875,000 |
| Pretax income | 1,160,000 | 2,373,000 | 3,596,000 | 4,722,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,160,000 | 2,373,000 | 3,596,000 | 4,722,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,697,000 | 16,045,000 | 16,016,000 | 16,203,000 |
| Total capital | 17,596,000 | 17,974,000 | 18,080,000 | 18,269,000 |
| Risk-weighted assets | 155,419,000 | 163,631,000 | 167,495,000 | 167,920,000 |