Call reports 2006
FIRST BANK — 2006
What FIRST BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 175,797,000 | 180,861,000 | 177,593,000 | 188,156,000 |
| Total loans | 138,459,000 | 143,229,000 | 144,676,000 | 150,343,000 |
| Allowance for loan losses | 1,945,000 | 1,964,000 | 1,972,000 | 1,956,000 |
| Securities available for sale | 5,442,000 | 5,182,000 | 9,682,000 | 10,165,000 |
| Securities held to maturity | 4,126,000 | 4,111,000 | 4,020,000 | 2,933,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 161,806,000 | 166,210,000 | 161,997,000 | 172,809,000 |
| Interest-bearing deposits | 111,014,000 | 116,384,000 | 116,239,000 | 121,333,000 |
| Noninterest-bearing deposits | 50,792,000 | 49,826,000 | 45,758,000 | 51,476,000 |
| Equity capital | 13,485,000 | 13,852,000 | 14,598,000 | 14,595,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,131,000 | 6,408,000 | 9,882,000 | 13,619,000 |
| Interest expense | 700,000 | 1,457,000 | 2,358,000 | 3,348,000 |
| Net interest income | 2,431,000 | 4,951,000 | 7,524,000 | 10,271,000 |
| Noninterest income | 353,000 | 745,000 | 1,239,000 | 1,587,000 |
| Noninterest expense | 1,783,000 | 3,466,000 | 5,332,000 | 7,212,000 |
| Provision for loan losses | 30,000 | 65,000 | 100,000 | 130,000 |
| Pretax income | 971,000 | 2,165,000 | 3,331,000 | 4,516,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 971,000 | 2,165,000 | 3,331,000 | 4,516,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,403,000 | 13,839,000 | 14,553,000 | 14,537,000 |
| Total capital | 15,080,000 | 15,619,000 | 16,344,000 | 16,420,000 |
| Risk-weighted assets | 135,835,000 | 142,180,000 | 142,671,000 | 150,567,000 |