Call reports 2005
FIRST BANK — 2005
What FIRST BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 152,836,000 | 151,762,000 | 164,155,000 | 174,682,000 |
| Total loans | 120,652,000 | 123,040,000 | 133,196,000 | 135,393,000 |
| Allowance for loan losses | 1,774,000 | 1,804,000 | 1,878,000 | 1,930,000 |
| Securities available for sale | 3,924,000 | 3,933,000 | 4,209,000 | 4,231,000 |
| Securities held to maturity | 5,960,000 | 5,738,000 | 5,020,000 | 5,011,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,252,000 | 139,664,000 | 151,356,000 | 161,295,000 |
| Interest-bearing deposits | 101,352,000 | 98,509,000 | 106,457,000 | 114,794,000 |
| Noninterest-bearing deposits | 39,900,000 | 41,155,000 | 44,899,000 | 46,501,000 |
| Equity capital | 11,051,000 | 11,469,000 | 12,011,000 | 12,811,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,401,000 | 4,981,000 | 7,745,000 | 10,770,000 |
| Interest expense | 438,000 | 910,000 | 1,439,000 | 2,120,000 |
| Net interest income | 1,963,000 | 4,071,000 | 6,306,000 | 8,650,000 |
| Noninterest income | 316,000 | 658,000 | 1,017,000 | 1,373,000 |
| Noninterest expense | 1,422,000 | 2,828,000 | 4,396,000 | 6,117,000 |
| Provision for loan losses | 30,000 | 60,000 | 135,000 | 335,000 |
| Pretax income | 827,000 | 1,841,000 | 2,792,000 | 3,571,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 827,000 | 1,841,000 | 2,792,000 | 3,571,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,937,000 | 11,349,000 | 11,940,000 | 12,719,000 |
| Total capital | 12,374,000 | 12,817,000 | 13,547,000 | 14,366,000 |
| Risk-weighted assets | 114,608,000 | 117,066,000 | 128,299,000 | 131,451,000 |