Call reports 2004
FIRST BANK — 2004
What FIRST BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 136,466,000 | 138,769,000 | 137,913,000 | 144,027,000 |
| Total loans | 109,503,000 | 116,268,000 | 115,938,000 | 115,608,000 |
| Allowance for loan losses | 1,758,000 | 1,768,000 | 1,788,000 | 1,783,000 |
| Securities available for sale | 4,623,000 | 4,298,000 | 4,212,000 | 4,188,000 |
| Securities held to maturity | 7,088,000 | 6,850,000 | 6,625,000 | 6,587,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,700,000 | 125,895,000 | 124,193,000 | 132,181,000 |
| Interest-bearing deposits | 88,580,000 | 88,415,000 | 89,410,000 | 97,889,000 |
| Noninterest-bearing deposits | 34,120,000 | 37,480,000 | 34,783,000 | 34,292,000 |
| Equity capital | 11,142,000 | 10,116,000 | 10,800,000 | 11,319,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,160,000 | 4,322,000 | 6,651,000 | 8,951,000 |
| Interest expense | 311,000 | 602,000 | 916,000 | 1,288,000 |
| Net interest income | 1,849,000 | 3,720,000 | 5,735,000 | 7,663,000 |
| Noninterest income | 289,000 | 590,000 | 910,000 | 1,226,000 |
| Noninterest expense | 1,445,000 | 2,814,000 | 4,166,000 | 5,568,000 |
| Provision for loan losses | 45,000 | 75,000 | 105,000 | 135,000 |
| Pretax income | 648,000 | 1,421,000 | 2,374,000 | 3,186,000 |
| Income tax | 10,000 | 19,000 | 0 | 38,000 |
| Net income | 638,000 | 1,402,000 | 2,374,000 | 3,148,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,904,000 | 10,007,000 | 10,629,000 | 11,160,000 |
| Total capital | 12,208,000 | 11,370,000 | 11,990,000 | 12,555,000 |
| Risk-weighted assets | 103,903,000 | 108,631,000 | 108,417,000 | 111,185,000 |