Call reports 2002
FIRST BANK — 2002
What FIRST BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 123,431,000 | 131,154,000 | 130,908,000 | 131,470,000 |
| Total loans | 96,437,000 | 98,305,000 | 101,146,000 | 105,230,000 |
| Allowance for loan losses | 1,215,000 | 1,298,000 | 1,421,000 | 1,507,000 |
| Securities available for sale | 4,832,000 | 5,652,000 | 5,763,000 | 5,605,000 |
| Securities held to maturity | 11,009,000 | 10,879,000 | 10,760,000 | 10,571,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,592,000 | 115,919,000 | 120,489,000 | 120,938,000 |
| Interest-bearing deposits | 84,903,000 | 89,931,000 | 90,472,000 | 92,492,000 |
| Noninterest-bearing deposits | 23,690,000 | 25,988,000 | 30,017,000 | 28,446,000 |
| Equity capital | 8,947,000 | 9,213,000 | 9,381,000 | 9,811,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,273,000 | 4,586,000 | 6,966,000 | 9,312,000 |
| Interest expense | 577,000 | 1,153,000 | 1,715,000 | 2,214,000 |
| Net interest income | 1,696,000 | 3,433,000 | 5,251,000 | 7,098,000 |
| Noninterest income | 232,000 | 465,000 | 739,000 | 1,038,000 |
| Noninterest expense | 982,000 | 1,991,000 | 3,110,000 | 4,358,000 |
| Provision for loan losses | 150,000 | 275,000 | 400,000 | 475,000 |
| Pretax income | 796,000 | 1,632,000 | 2,480,000 | 3,303,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 796,000 | 1,632,000 | 2,480,000 | 3,303,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,913,000 | 9,077,000 | 9,114,000 | 9,618,000 |
| Total capital | 10,037,000 | 10,238,000 | 10,295,000 | 10,844,000 |
| Risk-weighted assets | 89,915,000 | 92,771,000 | 94,245,000 | 97,820,000 |