Call reports 2001
WALHALLA STATE BANK — 2001
What WALHALLA STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Total assets | 36,678,000 | 36,357,000 | 36,615,000 |
| Total loans | 21,948,000 | 23,383,000 | 25,220,000 |
| Allowance for loan losses | 792,000 | 606,000 | 544,000 |
| Securities available for sale | 10,780,000 | 9,818,000 | 8,476,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 30,086,000 | 29,570,000 | 28,848,000 |
| Interest-bearing deposits | 26,190,000 | 25,358,000 | 24,755,000 |
| Noninterest-bearing deposits | 3,896,000 | 4,212,000 | 4,093,000 |
| Equity capital | 3,654,000 | 3,758,000 | 4,077,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Interest income | 710,000 | 1,352,000 | 2,124,000 |
| Interest expense | 358,000 | 686,000 | 997,000 |
| Net interest income | 352,000 | 666,000 | 1,127,000 |
| Noninterest income | 45,000 | 91,000 | 157,000 |
| Noninterest expense | 278,000 | 523,000 | 772,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 119,000 | 234,000 | 534,000 |
| Income tax | 4,000 | 14,000 | 36,000 |
| Net income | 115,000 | 220,000 | 498,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Tier 1 capital | 3,468,000 | 3,575,000 | 3,864,000 |
| Total capital | 3,850,000 | 3,957,000 | 4,258,000 |
| Risk-weighted assets | 30,093,000 | 30,364,000 | 31,334,000 |