Call reports 2010
SOUTHERN BANCORP BANK OF TRUMANN — 2010
What SOUTHERN BANCORP BANK OF TRUMANN reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 |
|---|---|
| Total assets | 113,066,000 |
| Total loans | 65,612,000 |
| Allowance for loan losses | 788,000 |
| Securities available for sale | 19,061,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 91,535,000 |
| Interest-bearing deposits | 82,027,000 |
| Noninterest-bearing deposits | 9,508,000 |
| Equity capital | 19,892,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 |
|---|---|
| Interest income | 1,307,000 |
| Interest expense | 333,000 |
| Net interest income | 974,000 |
| Noninterest income | 676,000 |
| Noninterest expense | 637,000 |
| Provision for loan losses | 15,000 |
| Pretax income | 998,000 |
| Income tax | 317,000 |
| Net income | 681,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 |
|---|---|
| Tier 1 capital | 8,668,000 |
| Total capital | 9,456,000 |
| Risk-weighted assets | 77,288,000 |