Call reports 2001
SOUTHERN BANCORP BANK OF TRUMANN — 2001
What SOUTHERN BANCORP BANK OF TRUMANN reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 78,836,000 | 83,146,000 | 82,574,000 | 84,588,000 |
| Total loans | 36,488,000 | 40,110,000 | 40,631,000 | 36,991,000 |
| Allowance for loan losses | 838,000 | 911,000 | 955,000 | 914,000 |
| Securities available for sale | 33,629,000 | 39,627,000 | 36,602,000 | 42,419,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,595,000 | 66,533,000 | 65,528,000 | 68,408,000 |
| Interest-bearing deposits | 61,255,000 | 60,340,000 | 60,202,000 | 60,751,000 |
| Noninterest-bearing deposits | 6,340,000 | 6,193,000 | 5,326,000 | 7,657,000 |
| Equity capital | 10,370,000 | 10,547,000 | 10,970,000 | 10,926,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,413,000 | 2,886,000 | 4,310,000 | 5,680,000 |
| Interest expense | 795,000 | 1,591,000 | 2,356,000 | 3,050,000 |
| Net interest income | 618,000 | 1,295,000 | 1,954,000 | 2,630,000 |
| Noninterest income | 68,000 | 160,000 | 227,000 | 297,000 |
| Noninterest expense | 470,000 | 950,000 | 1,365,000 | 1,887,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 330,000 |
| Pretax income | 126,000 | 325,000 | 546,000 | 710,000 |
| Income tax | 18,000 | 68,000 | 125,000 | 180,000 |
| Net income | 108,000 | 257,000 | 421,000 | 530,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,325,000 | 10,474,000 | 10,638,000 | 10,748,000 |
| Total capital | 10,819,000 | 10,988,000 | 11,161,000 | 11,243,000 |
| Risk-weighted assets | 39,177,000 | 40,741,000 | 41,436,000 | 39,176,000 |