Call reports 2025
JOHNSON STATE BANK — 2025
What JOHNSON STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 90,592,000 | 88,287,000 | 89,195,000 | 94,077,000 |
| Total loans | 31,948,000 | 35,345,000 | 35,683,000 | 34,894,000 |
| Allowance for loan losses | 1,292,000 | 1,313,000 | 1,331,000 | 1,350,000 |
| Securities available for sale | 44,212,000 | 42,773,000 | 41,251,000 | 38,107,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,538,000 | 71,887,000 | 72,830,000 | 78,369,000 |
| Interest-bearing deposits | 53,766,000 | 52,593,000 | 51,519,000 | 57,039,000 |
| Noninterest-bearing deposits | 21,772,000 | 19,294,000 | 21,311,000 | 21,330,000 |
| Equity capital | 11,715,000 | 12,064,000 | 12,868,000 | 12,553,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 947,000 | 1,895,000 | 2,840,000 | 3,789,000 |
| Interest expense | 329,000 | 633,000 | 945,000 | 1,250,000 |
| Net interest income | 618,000 | 1,262,000 | 1,895,000 | 2,539,000 |
| Noninterest income | 68,000 | 111,000 | 195,000 | -283,000 |
| Noninterest expense | 621,000 | 1,201,000 | 1,781,000 | 2,509,000 |
| Provision for loan losses | -23,000 | -23,000 | -23,000 | -23,000 |
| Pretax income | 37,000 | 158,000 | 325,000 | -246,000 |
| Income tax | -72,000 | -53,000 | 9,000 | -99,000 |
| Net income | 109,000 | 211,000 | 316,000 | -147,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,763,000 | 14,866,000 | 14,969,000 | 14,506,000 |