Call reports 2024
JOHNSON STATE BANK — 2024
What JOHNSON STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 93,895,000 | 94,138,000 | 91,767,000 | 92,921,000 |
| Total loans | 31,433,000 | 36,754,000 | 33,395,000 | 30,797,000 |
| Allowance for loan losses | 1,768,000 | 1,792,000 | 1,818,000 | 1,296,000 |
| Securities available for sale | 49,175,000 | 48,355,000 | 47,988,000 | 44,766,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,589,000 | 79,903,000 | 76,180,000 | 78,299,000 |
| Interest-bearing deposits | 55,990,000 | 56,367,000 | 53,943,000 | 57,497,000 |
| Noninterest-bearing deposits | 23,599,000 | 23,536,000 | 22,237,000 | 20,802,000 |
| Equity capital | 10,804,000 | 10,718,000 | 12,077,000 | 11,201,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 913,000 | 1,851,000 | 2,772,000 | 3,688,000 |
| Interest expense | 325,000 | 690,000 | 1,038,000 | 1,382,000 |
| Net interest income | 588,000 | 1,161,000 | 1,734,000 | 2,306,000 |
| Noninterest income | 82,000 | 133,000 | 207,000 | 268,000 |
| Noninterest expense | 613,000 | 1,180,000 | 1,790,000 | 2,398,000 |
| Provision for loan losses | 654,000 | 660,000 | 666,000 | 672,000 |
| Pretax income | -563,000 | -518,000 | -456,000 | -422,000 |
| Income tax | 11,000 | 20,000 | 30,000 | 40,000 |
| Net income | -574,000 | -538,000 | -486,000 | -462,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,542,000 | 14,579,000 | 14,630,000 | 14,653,000 |