Call reports 2023
JOHNSON STATE BANK — 2023
What JOHNSON STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 95,698,000 | 95,814,000 | 93,935,000 | 92,947,000 |
| Total loans | 31,375,000 | 33,374,000 | 33,442,000 | 32,629,000 |
| Allowance for loan losses | 1,028,000 | 1,048,000 | 1,066,000 | 1,096,000 |
| Securities available for sale | 53,331,000 | 51,542,000 | 49,207,000 | 50,245,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,835,000 | 78,829,000 | 79,810,000 | 76,831,000 |
| Interest-bearing deposits | 52,170,000 | 53,184,000 | 51,968,000 | 52,824,000 |
| Noninterest-bearing deposits | 28,665,000 | 25,645,000 | 27,842,000 | 24,007,000 |
| Equity capital | 11,312,000 | 10,729,000 | 9,699,000 | 11,724,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 951,000 | 1,860,000 | 2,827,000 | 3,669,000 |
| Interest expense | 140,000 | 303,000 | 550,000 | 823,000 |
| Net interest income | 811,000 | 1,557,000 | 2,277,000 | 2,846,000 |
| Noninterest income | 59,000 | 115,000 | 168,000 | 231,000 |
| Noninterest expense | 591,000 | 1,138,000 | 1,728,000 | 2,309,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 274,000 | 544,000 | 745,000 | 866,000 |
| Income tax | 4,000 | 13,000 | 23,000 | 34,000 |
| Net income | 270,000 | 531,000 | 722,000 | 832,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,833,000 | 14,973,000 | 15,045,000 | 15,125,000 |