Call reports 2020
JOHNSON STATE BANK — 2020
What JOHNSON STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 77,999,000 | 90,117,000 | 87,963,000 | 95,563,000 |
| Total loans | 28,924,000 | 31,056,000 | 30,419,000 | 29,938,000 |
| Allowance for loan losses | 1,378,000 | 1,380,000 | 1,386,000 | 1,299,000 |
| Securities available for sale | 33,019,000 | 38,061,000 | 37,854,000 | 38,945,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,396,000 | 73,143,000 | 70,217,000 | 77,248,000 |
| Interest-bearing deposits | 45,899,000 | 54,587,000 | 50,815,000 | 57,458,000 |
| Noninterest-bearing deposits | 16,497,000 | 18,556,000 | 19,402,000 | 19,790,000 |
| Equity capital | 12,675,000 | 13,899,000 | 13,958,000 | 14,624,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 641,000 | 1,286,000 | 2,034,000 | 2,783,000 |
| Interest expense | 99,000 | 193,000 | 277,000 | 356,000 |
| Net interest income | 542,000 | 1,093,000 | 1,757,000 | 2,427,000 |
| Noninterest income | 56,000 | 92,000 | 142,000 | 186,000 |
| Noninterest expense | 497,000 | 963,000 | 1,466,000 | 1,956,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 102,000 | 223,000 | 434,000 | 1,189,000 |
| Income tax | 11,000 | 11,000 | 37,000 | 27,000 |
| Net income | 91,000 | 212,000 | 397,000 | 1,162,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,857,000 | 12,953,000 | 12,996,000 | 13,638,000 |