Call reports 2019
JOHNSON STATE BANK — 2019
What JOHNSON STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 78,497,000 | 77,492,000 | 78,431,000 | 86,875,000 |
| Total loans | 30,853,000 | 32,448,000 | 34,533,000 | 31,071,000 |
| Allowance for loan losses | 1,398,000 | 1,374,000 | 1,374,000 | 1,301,000 |
| Securities available for sale | 29,732,000 | 29,957,000 | 29,659,000 | 32,555,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,153,000 | 61,688,000 | 62,474,000 | 70,747,000 |
| Interest-bearing deposits | 46,228,000 | 45,428,000 | 45,809,000 | 52,268,000 |
| Noninterest-bearing deposits | 16,925,000 | 16,260,000 | 16,665,000 | 18,479,000 |
| Equity capital | 12,431,000 | 12,771,000 | 12,944,000 | 13,115,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 755,000 | 1,478,000 | 2,255,000 | 3,139,000 |
| Interest expense | 107,000 | 220,000 | 335,000 | 441,000 |
| Net interest income | 648,000 | 1,258,000 | 1,920,000 | 2,698,000 |
| Noninterest income | 57,000 | 110,000 | 170,000 | 226,000 |
| Noninterest expense | 460,000 | 911,000 | 1,383,000 | 1,860,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 245,000 | 457,000 | 707,000 | 1,059,000 |
| Income tax | 9,000 | 18,000 | 27,000 | 45,000 |
| Net income | 236,000 | 439,000 | 680,000 | 1,014,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,457,000 | 12,528,000 | 12,636,000 | 12,803,000 |
| Total capital | 13,025,000 | 13,105,000 | 13,229,000 | 13,393,000 |
| Risk-weighted assets | 44,669,000 | 45,389,000 | 46,737,000 | 46,549,000 |