Call reports 2016
JOHNSON STATE BANK — 2016
What JOHNSON STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 76,684,000 | 75,158,000 | 75,539,000 | 76,746,000 |
| Total loans | 32,861,000 | 33,321,000 | 33,127,000 | 33,353,000 |
| Allowance for loan losses | 1,381,000 | 1,391,000 | 1,398,000 | 1,391,000 |
| Securities available for sale | 31,783,000 | 30,981,000 | 29,108,000 | 29,468,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,439,000 | 60,436,000 | 60,813,000 | 62,552,000 |
| Interest-bearing deposits | 45,201,000 | 44,555,000 | 45,212,000 | 47,185,000 |
| Noninterest-bearing deposits | 17,238,000 | 15,881,000 | 15,601,000 | 15,367,000 |
| Equity capital | 11,377,000 | 11,710,000 | 11,679,000 | 11,137,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 647,000 | 1,318,000 | 1,994,000 | 2,654,000 |
| Interest expense | 44,000 | 88,000 | 136,000 | 187,000 |
| Net interest income | 603,000 | 1,230,000 | 1,858,000 | 2,467,000 |
| Noninterest income | 72,000 | 135,000 | 204,000 | 287,000 |
| Noninterest expense | 536,000 | 1,011,000 | 1,520,000 | 1,994,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 139,000 | 370,000 | 558,000 | 770,000 |
| Income tax | 6,000 | 11,000 | 16,000 | 32,000 |
| Net income | 133,000 | 359,000 | 542,000 | 738,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,088,000 | 11,218,000 | 11,263,000 | 11,405,000 |
| Total capital | 11,653,000 | 11,775,000 | 11,832,000 | 11,976,000 |
| Risk-weighted assets | 44,439,000 | 43,780,000 | 44,703,000 | 44,891,000 |