Call reports 2015
JOHNSON STATE BANK — 2015
What JOHNSON STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 74,841,000 | 75,307,000 | 75,816,000 | 77,664,000 |
| Total loans | 31,876,000 | 32,357,000 | 32,166,000 | 35,000,000 |
| Allowance for loan losses | 1,323,000 | 1,349,000 | 1,376,000 | 1,345,000 |
| Securities available for sale | 29,661,000 | 28,382,000 | 29,416,000 | 29,829,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,262,000 | 61,814,000 | 61,817,000 | 63,692,000 |
| Interest-bearing deposits | 43,851,000 | 45,549,000 | 43,974,000 | 47,188,000 |
| Noninterest-bearing deposits | 17,411,000 | 16,265,000 | 17,843,000 | 16,504,000 |
| Equity capital | 10,909,000 | 10,709,000 | 11,090,000 | 11,100,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 629,000 | 1,205,000 | 1,920,000 | 2,582,000 |
| Interest expense | 38,000 | 77,000 | 117,000 | 160,000 |
| Net interest income | 591,000 | 1,128,000 | 1,803,000 | 2,422,000 |
| Noninterest income | 60,000 | 124,000 | 195,000 | 274,000 |
| Noninterest expense | 518,000 | 1,061,000 | 1,542,000 | 2,121,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 133,000 | 191,000 | 456,000 | 577,000 |
| Income tax | 5,000 | 11,000 | 18,000 | 24,000 |
| Net income | 128,000 | 180,000 | 438,000 | 553,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,680,000 | 10,732,000 | 10,955,000 | 11,004,000 |
| Total capital | 11,223,000 | 11,360,000 | 11,507,000 | 11,594,000 |
| Risk-weighted assets | 42,735,000 | 49,575,000 | 43,367,000 | 46,460,000 |