Call reports 2014
JOHNSON STATE BANK — 2014
What JOHNSON STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 75,382,000 | 73,933,000 | 74,787,000 | 77,982,000 |
| Total loans | 26,778,000 | 29,477,000 | 32,646,000 | 35,211,000 |
| Allowance for loan losses | 1,194,000 | 1,194,000 | 1,189,000 | 1,321,000 |
| Securities available for sale | 35,228,000 | 35,052,000 | 32,371,000 | 29,988,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,332,000 | 60,452,000 | 58,520,000 | 64,984,000 |
| Interest-bearing deposits | 43,750,000 | 42,854,000 | 41,157,000 | 48,063,000 |
| Noninterest-bearing deposits | 19,582,000 | 17,598,000 | 17,363,000 | 16,921,000 |
| Equity capital | 10,005,000 | 10,311,000 | 10,475,000 | 10,703,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 569,000 | 1,159,000 | 1,760,000 | 2,430,000 |
| Interest expense | 33,000 | 59,000 | 93,000 | 131,000 |
| Net interest income | 536,000 | 1,100,000 | 1,667,000 | 2,299,000 |
| Noninterest income | 127,000 | 184,000 | 246,000 | 312,000 |
| Noninterest expense | 507,000 | 1,020,000 | 1,549,000 | 2,100,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 164,000 | 272,000 | 374,000 | 518,000 |
| Income tax | 6,000 | 12,000 | 15,000 | 20,000 |
| Net income | 158,000 | 260,000 | 359,000 | 498,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,338,000 | 10,441,000 | 10,539,000 | 10,678,000 |
| Total capital | 10,914,000 | 11,038,000 | 11,164,000 | 11,331,000 |
| Risk-weighted assets | 46,543,000 | 48,043,000 | 50,211,000 | 52,050,000 |