Call reports 2012
JOHNSON STATE BANK — 2012
What JOHNSON STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 74,571,000 | 70,775,000 | 67,659,000 | 77,486,000 |
| Total loans | 24,713,000 | 27,205,000 | 26,439,000 | 26,585,000 |
| Allowance for loan losses | 717,000 | 712,000 | 782,000 | 803,000 |
| Securities available for sale | 32,964,000 | 33,114,000 | 32,999,000 | 32,628,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,961,000 | 59,368,000 | 55,848,000 | 65,834,000 |
| Interest-bearing deposits | 45,983,000 | 43,218,000 | 40,114,000 | 49,107,000 |
| Noninterest-bearing deposits | 17,978,000 | 16,150,000 | 15,734,000 | 16,727,000 |
| Equity capital | 10,375,000 | 10,400,000 | 10,605,000 | 10,476,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 585,000 | 1,188,000 | 1,829,000 | 2,405,000 |
| Interest expense | 46,000 | 87,000 | 130,000 | 171,000 |
| Net interest income | 539,000 | 1,101,000 | 1,699,000 | 2,234,000 |
| Noninterest income | 60,000 | 145,000 | 207,000 | 277,000 |
| Noninterest expense | 542,000 | 1,088,000 | 1,539,000 | 2,072,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 59,000 | 160,000 | 369,000 | 441,000 |
| Income tax | 7,000 | 20,000 | 18,000 | 18,000 |
| Net income | 52,000 | 140,000 | 351,000 | 423,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,792,000 | 9,844,000 | 10,010,000 | 9,953,000 |
| Total capital | 10,292,000 | 10,379,000 | 10,530,000 | 10,509,000 |
| Risk-weighted assets | 41,233,000 | 43,242,000 | 42,446,000 | 45,270,000 |