Call reports 2009
JOHNSON STATE BANK — 2009
What JOHNSON STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 64,358,000 | 63,906,000 | 60,580,000 | 68,143,000 |
| Total loans | 24,384,000 | 27,457,000 | 28,842,000 | 29,867,000 |
| Allowance for loan losses | 635,000 | 726,000 | 816,000 | 610,000 |
| Securities available for sale | 27,529,000 | 25,219,000 | 23,656,000 | 24,265,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,232,000 | 53,760,000 | 50,282,000 | 57,901,000 |
| Interest-bearing deposits | 41,480,000 | 41,940,000 | 37,865,000 | 44,145,000 |
| Noninterest-bearing deposits | 12,752,000 | 11,820,000 | 12,417,000 | 13,756,000 |
| Equity capital | 9,953,000 | 9,954,000 | 10,037,000 | 10,048,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 688,000 | 1,396,000 | 2,111,000 | 2,837,000 |
| Interest expense | 132,000 | 235,000 | 328,000 | 419,000 |
| Net interest income | 556,000 | 1,161,000 | 1,783,000 | 2,418,000 |
| Noninterest income | 65,000 | 126,000 | 189,000 | 255,000 |
| Noninterest expense | 479,000 | 933,000 | 1,537,000 | 2,060,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 52,000 | 182,000 | 174,000 | 262,000 |
| Income tax | 7,000 | 12,000 | 17,000 | 12,000 |
| Net income | 45,000 | 170,000 | 157,000 | 250,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,290,000 | 9,415,000 | 9,300,000 | 9,392,000 |
| Total capital | 9,851,000 | 9,991,000 | 9,862,000 | 9,979,000 |
| Risk-weighted assets | 44,787,000 | 46,574,000 | 45,313,000 | 47,538,000 |