Call reports 2008
JOHNSON STATE BANK — 2008
What JOHNSON STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 61,448,000 | 60,286,000 | 58,698,000 | 62,371,000 |
| Total loans | 24,603,000 | 24,779,000 | 26,947,000 | 24,670,000 |
| Allowance for loan losses | 728,000 | 759,000 | 804,000 | 566,000 |
| Securities available for sale | 24,551,000 | 25,055,000 | 23,231,000 | 25,731,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,430,000 | 50,535,000 | 49,001,000 | 52,441,000 |
| Interest-bearing deposits | 40,284,000 | 39,627,000 | 37,836,000 | 41,235,000 |
| Noninterest-bearing deposits | 11,146,000 | 10,908,000 | 11,165,000 | 11,206,000 |
| Equity capital | 9,756,000 | 9,531,000 | 9,473,000 | 9,746,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 873,000 | 1,656,000 | 2,342,000 | 3,059,000 |
| Interest expense | 302,000 | 539,000 | 742,000 | 925,000 |
| Net interest income | 571,000 | 1,117,000 | 1,600,000 | 2,134,000 |
| Noninterest income | 64,000 | 338,000 | 459,000 | 551,000 |
| Noninterest expense | 485,000 | 948,000 | 1,420,000 | 1,921,000 |
| Provision for loan losses | 0 | 30,000 | 75,000 | 251,000 |
| Pretax income | 168,000 | 503,000 | 592,000 | 541,000 |
| Income tax | 6,000 | 13,000 | 20,000 | 21,000 |
| Net income | 162,000 | 490,000 | 572,000 | 520,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,180,000 | 9,412,000 | 9,297,000 | 9,244,000 |
| Total capital | 9,654,000 | 9,940,000 | 9,786,000 | 9,712,000 |
| Risk-weighted assets | 37,681,000 | 43,111,000 | 38,836,000 | 37,449,000 |