Call reports 2007
JOHNSON STATE BANK — 2007
What JOHNSON STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 54,942,000 | 59,245,000 | 58,879,000 | 66,184,000 |
| Total loans | 25,999,000 | 26,219,000 | 26,865,000 | 26,646,000 |
| Allowance for loan losses | 720,000 | 720,000 | 720,000 | 728,000 |
| Securities available for sale | 21,910,000 | 25,441,000 | 26,972,000 | 25,184,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,982,000 | 50,285,000 | 49,514,000 | 56,537,000 |
| Interest-bearing deposits | 35,853,000 | 39,704,000 | 38,723,000 | 43,632,000 |
| Noninterest-bearing deposits | 10,129,000 | 10,581,000 | 10,791,000 | 12,905,000 |
| Equity capital | 8,743,000 | 8,722,000 | 9,015,000 | 9,329,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 900,000 | 1,827,000 | 2,799,000 | 3,763,000 |
| Interest expense | 280,000 | 580,000 | 949,000 | 1,276,000 |
| Net interest income | 620,000 | 1,247,000 | 1,850,000 | 2,487,000 |
| Noninterest income | 64,000 | 151,000 | 241,000 | 334,000 |
| Noninterest expense | 474,000 | 940,000 | 1,412,000 | 1,922,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 210,000 | 458,000 | 679,000 | 899,000 |
| Income tax | 6,000 | 13,000 | 20,000 | 38,000 |
| Net income | 204,000 | 445,000 | 659,000 | 861,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,859,000 | 8,980,000 | 9,046,000 | 9,120,000 |
| Total capital | 9,391,000 | 9,528,000 | 9,503,000 | 9,615,000 |
| Risk-weighted assets | 42,373,000 | 43,691,000 | 36,254,000 | 39,386,000 |