Call reports 2006
JOHNSON STATE BANK — 2006
What JOHNSON STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 56,401,000 | 59,376,000 | 54,487,000 | 60,354,000 |
| Total loans | 21,759,000 | 25,156,000 | 26,708,000 | 25,289,000 |
| Allowance for loan losses | 687,000 | 710,000 | 712,000 | 719,000 |
| Securities available for sale | 25,850,000 | 26,441,000 | 22,316,000 | 22,139,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,118,000 | 51,000,000 | 44,272,000 | 51,499,000 |
| Interest-bearing deposits | 37,846,000 | 40,109,000 | 35,775,000 | 40,962,000 |
| Noninterest-bearing deposits | 10,272,000 | 10,891,000 | 8,497,000 | 10,537,000 |
| Equity capital | 8,097,000 | 8,148,000 | 8,522,000 | 8,612,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 701,000 | 1,569,000 | 2,499,000 | 3,413,000 |
| Interest expense | 229,000 | 494,000 | 769,000 | 1,037,000 |
| Net interest income | 472,000 | 1,075,000 | 1,730,000 | 2,376,000 |
| Noninterest income | 69,000 | 147,000 | 219,000 | 298,000 |
| Noninterest expense | 488,000 | 956,000 | 1,394,000 | 1,918,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 53,000 | 266,000 | 555,000 | 756,000 |
| Income tax | 2,000 | 12,000 | 32,000 | 28,000 |
| Net income | 51,000 | 254,000 | 523,000 | 728,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,380,000 | 8,552,000 | 8,702,000 | 8,745,000 |
| Total capital | 8,893,000 | 9,091,000 | 9,234,000 | 9,281,000 |
| Risk-weighted assets | 40,862,000 | 42,959,000 | 42,340,000 | 42,675,000 |