Call reports 2004
JOHNSON STATE BANK — 2004
What JOHNSON STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 49,785,000 | 53,385,000 | 47,527,000 | 54,262,000 |
| Total loans | 21,040,000 | 22,438,000 | 23,900,000 | 23,052,000 |
| Allowance for loan losses | 621,000 | 615,000 | 611,000 | 663,000 |
| Securities available for sale | 23,093,000 | 23,188,000 | 18,794,000 | 20,191,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,293,000 | 45,222,000 | 39,128,000 | 45,936,000 |
| Interest-bearing deposits | 32,613,000 | 35,341,000 | 30,887,000 | 35,155,000 |
| Noninterest-bearing deposits | 8,680,000 | 9,881,000 | 8,241,000 | 10,781,000 |
| Equity capital | 8,384,000 | 8,081,000 | 8,302,000 | 8,242,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 553,000 | 1,183,000 | 1,742,000 | 2,379,000 |
| Interest expense | 95,000 | 191,000 | 296,000 | 404,000 |
| Net interest income | 458,000 | 992,000 | 1,446,000 | 1,975,000 |
| Noninterest income | 54,000 | 118,000 | 179,000 | 243,000 |
| Noninterest expense | 428,000 | 829,000 | 1,208,000 | 1,669,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 84,000 | 281,000 | 417,000 | 549,000 |
| Income tax | 10,000 | 15,000 | 21,000 | 24,000 |
| Net income | 74,000 | 266,000 | 396,000 | 525,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,996,000 | 8,143,000 | 8,159,000 | 8,210,000 |
| Total capital | 8,448,000 | 8,635,000 | 8,629,000 | 8,725,000 |
| Risk-weighted assets | 36,011,000 | 39,222,000 | 37,460,000 | 41,080,000 |