Call reports 2003
JOHNSON STATE BANK — 2003
What JOHNSON STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 48,035,000 | 49,179,000 | 50,043,000 | 55,051,000 |
| Total loans | 22,967,000 | 24,632,000 | 24,129,000 | 22,921,000 |
| Allowance for loan losses | 607,000 | 606,000 | 638,000 | 622,000 |
| Securities available for sale | 20,145,000 | 16,828,000 | 19,256,000 | 21,697,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,646,000 | 40,683,000 | 41,579,000 | 46,700,000 |
| Interest-bearing deposits | 32,272,000 | 33,685,000 | 32,297,000 | 35,525,000 |
| Noninterest-bearing deposits | 7,374,000 | 6,998,000 | 9,282,000 | 11,175,000 |
| Equity capital | 8,270,000 | 8,360,000 | 8,338,000 | 8,243,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 570,000 | 1,112,000 | 1,680,000 | 2,265,000 |
| Interest expense | 144,000 | 280,000 | 384,000 | 480,000 |
| Net interest income | 426,000 | 832,000 | 1,296,000 | 1,785,000 |
| Noninterest income | 48,000 | 111,000 | 184,000 | 262,000 |
| Noninterest expense | 381,000 | 738,000 | 1,099,000 | 1,605,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 117,000 | 236,000 | 412,000 | 473,000 |
| Income tax | 3,000 | 11,000 | 18,000 | 10,000 |
| Net income | 114,000 | 225,000 | 394,000 | 463,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,852,000 | 7,894,000 | 7,997,000 | 7,964,000 |
| Total capital | 8,313,000 | 8,378,000 | 8,485,000 | 8,448,000 |
| Risk-weighted assets | 36,769,000 | 38,623,000 | 38,924,000 | 38,597,000 |