Call reports 2002
JOHNSON STATE BANK — 2002
What JOHNSON STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 51,317,000 | 49,775,000 | 46,939,000 | 51,682,000 |
| Total loans | 21,703,000 | 24,166,000 | 23,895,000 | 23,763,000 |
| Allowance for loan losses | 607,000 | 592,000 | 796,000 | 605,000 |
| Securities available for sale | 23,424,000 | 19,467,000 | 17,402,000 | 16,758,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,870,000 | 41,305,000 | 38,446,000 | 43,376,000 |
| Interest-bearing deposits | 36,081,000 | 33,575,000 | 30,680,000 | 34,091,000 |
| Noninterest-bearing deposits | 6,789,000 | 7,730,000 | 7,766,000 | 9,285,000 |
| Equity capital | 8,239,000 | 8,298,000 | 8,332,000 | 8,181,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 777,000 | 1,291,000 | 1,911,000 | 2,509,000 |
| Interest expense | 196,000 | 377,000 | 545,000 | 696,000 |
| Net interest income | 581,000 | 914,000 | 1,366,000 | 1,813,000 |
| Noninterest income | 35,000 | 84,000 | 132,000 | 177,000 |
| Noninterest expense | 353,000 | 682,000 | 1,061,000 | 1,543,000 |
| Provision for loan losses | 0 | 0 | 200,000 | 264,000 |
| Pretax income | 263,000 | 316,000 | 256,000 | 202,000 |
| Income tax | 11,000 | 12,000 | 11,000 | 7,000 |
| Net income | 252,000 | 304,000 | 245,000 | 195,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,051,000 | 7,964,000 | 7,875,000 | 7,738,000 |
| Total capital | 8,496,000 | 8,443,000 | 8,338,000 | 8,220,000 |
| Risk-weighted assets | 27,817,000 | 38,185,000 | 36,720,000 | 38,453,000 |