Call reports 2001
JOHNSON STATE BANK — 2001
What JOHNSON STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 47,958,000 | 47,317,000 | 44,887,000 | 50,358,000 |
| Total loans | 21,438,000 | 22,302,000 | 22,793,000 | 23,707,000 |
| Allowance for loan losses | 597,000 | 581,000 | 585,000 | 596,000 |
| Securities available for sale | 19,774,000 | 17,927,000 | 18,823,000 | 19,457,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,698,000 | 39,089,000 | 36,409,000 | 42,083,000 |
| Interest-bearing deposits | 32,421,000 | 33,244,000 | 30,161,000 | 34,749,000 |
| Noninterest-bearing deposits | 7,277,000 | 5,845,000 | 6,248,000 | 7,334,000 |
| Equity capital | 7,956,000 | 7,932,000 | 8,217,000 | 8,052,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 883,000 | 1,570,000 | 2,361,000 | 3,107,000 |
| Interest expense | 352,000 | 667,000 | 962,000 | 1,213,000 |
| Net interest income | 531,000 | 903,000 | 1,399,000 | 1,894,000 |
| Noninterest income | 35,000 | 83,000 | 122,000 | 162,000 |
| Noninterest expense | 342,000 | 684,000 | 1,009,000 | 1,465,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 224,000 | 302,000 | 512,000 | 591,000 |
| Income tax | 9,000 | 11,000 | 22,000 | 24,000 |
| Net income | 215,000 | 291,000 | 490,000 | 567,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,810,000 | 7,757,000 | 7,911,000 | 7,868,000 |
| Total capital | 8,145,000 | 8,113,000 | 8,256,000 | 8,236,000 |
| Risk-weighted assets | 26,572,000 | 28,242,000 | 27,391,000 | 29,234,000 |