Call reports 2001
KENTUCKY TRUST BANK — 2001
What KENTUCKY TRUST BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 72,546,000 | 68,994,000 | 75,701,000 | 75,172,000 |
| Total loans | 43,986,000 | 43,059,000 | 46,880,000 | 47,296,000 |
| Allowance for loan losses | 450,000 | 441,000 | 435,000 | 469,000 |
| Securities available for sale | 16,410,000 | 16,524,000 | 15,090,000 | 15,095,000 |
| Securities held to maturity | 2,371,000 | 2,394,000 | 3,104,000 | 4,048,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,899,000 | 60,975,000 | 65,991,000 | 63,728,000 |
| Interest-bearing deposits | 57,426,000 | 54,724,000 | 57,391,000 | 56,402,000 |
| Noninterest-bearing deposits | 6,473,000 | 6,251,000 | 8,600,000 | 7,326,000 |
| Equity capital | 5,416,000 | 5,450,000 | 5,607,000 | 5,492,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,422,000 | 2,732,000 | 3,996,000 | 5,287,000 |
| Interest expense | 772,000 | 1,473,000 | 2,144,000 | 2,704,000 |
| Net interest income | 650,000 | 1,259,000 | 1,852,000 | 2,583,000 |
| Noninterest income | 123,000 | 297,000 | 461,000 | 634,000 |
| Noninterest expense | 615,000 | 1,271,000 | 1,972,000 | 2,822,000 |
| Provision for loan losses | 36,000 | 72,000 | 114,000 | 159,000 |
| Pretax income | 153,000 | 266,000 | 298,000 | 363,000 |
| Income tax | 52,000 | 93,000 | 110,000 | 93,000 |
| Net income | 101,000 | 173,000 | 188,000 | 270,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,362,000 | 5,434,000 | 5,449,000 | 5,480,000 |
| Total capital | 5,812,000 | 5,875,000 | 5,884,000 | 5,949,000 |
| Risk-weighted assets | 41,953,000 | 46,583,000 | 50,995,000 | 52,557,000 |