Call report 2023Q4
LAKE SHORE BANK — 2023Q4
The 22 measures LAKE SHORE BANK reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 724,707,000 | USD | evidence → |
| Total loans | 562,297,000 | USD | evidence → |
| Allowance for loan losses | 6,463,000 | USD | evidence → |
| Securities available for sale | 60,424,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 596,510,000 | USD | evidence → |
| Interest-bearing deposits | 497,966,000 | USD | evidence → |
| Noninterest-bearing deposits | 98,544,000 | USD | evidence → |
| Equity capital | 82,487,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 33,892,000 | USD | evidence → |
| Interest expense | 9,571,000 | USD | evidence → |
| Net interest income | 24,321,000 | USD | evidence → |
| Noninterest income | 2,570,000 | USD | evidence → |
| Noninterest expense | 21,287,000 | USD | evidence → |
| Provision for loan losses | -896,000 | USD | evidence → |
| Pretax income | 6,607,000 | USD | evidence → |
| Income tax | 1,481,000 | USD | evidence → |
| Net income | 5,126,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 91,872,000 | USD | evidence → |