Call report 2022Q4
LAKE SHORE BANK — 2022Q4
The 22 measures LAKE SHORE BANK reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 699,568,000 | USD | evidence → |
| Total loans | 580,630,000 | USD | evidence → |
| Allowance for loan losses | 7,065,000 | USD | evidence → |
| Securities available for sale | 73,039,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 575,602,000 | USD | evidence → |
| Interest-bearing deposits | 466,483,000 | USD | evidence → |
| Noninterest-bearing deposits | 109,119,000 | USD | evidence → |
| Equity capital | 77,051,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 26,932,000 | USD | evidence → |
| Interest expense | 2,549,000 | USD | evidence → |
| Net interest income | 24,383,000 | USD | evidence → |
| Noninterest income | 2,572,000 | USD | evidence → |
| Noninterest expense | 19,021,000 | USD | evidence → |
| Provision for loan losses | 725,000 | USD | evidence → |
| Pretax income | 7,213,000 | USD | evidence → |
| Income tax | 1,261,000 | USD | evidence → |
| Net income | 5,952,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 87,383,000 | USD | evidence → |