Call report 2013Q2
LAKE SHORE BANK — 2013Q2
The 22 measures LAKE SHORE BANK reported to the FFIEC for 2013Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 488,019,000 | USD | evidence → |
| Total loans | 271,700,000 | USD | evidence → |
| Allowance for loan losses | 1,823,000 | USD | evidence → |
| Securities available for sale | 153,497,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 396,582,000 | USD | evidence → |
| Interest-bearing deposits | 359,278,000 | USD | evidence → |
| Noninterest-bearing deposits | 37,304,000 | USD | evidence → |
| Equity capital | 61,006,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,321,000 | USD | evidence → |
| Interest expense | 1,877,000 | USD | evidence → |
| Net interest income | 7,444,000 | USD | evidence → |
| Noninterest income | 958,000 | USD | evidence → |
| Noninterest expense | 6,075,000 | USD | evidence → |
| Provision for loan losses | 45,000 | USD | evidence → |
| Pretax income | 2,282,000 | USD | evidence → |
| Income tax | 474,000 | USD | evidence → |
| Net income | 1,808,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 59,234,000 | USD | evidence → |
| Total capital | 61,056,000 | USD | evidence → |
| Risk-weighted assets | 249,600,000 | USD | evidence → |