Call reports 2008
PRIMEBANK OF TEXAS — 2008
What PRIMEBANK OF TEXAS reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 38,262,000 | 39,354,000 | 36,688,000 | 36,908,000 |
| Total loans | 19,298,000 | 19,535,000 | 20,094,000 | 20,242,000 |
| Allowance for loan losses | 206,000 | 206,000 | 205,000 | 202,000 |
| Securities available for sale | 6,913,000 | 7,280,000 | 7,026,000 | 4,769,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,162,000 | 32,466,000 | 29,677,000 | 29,909,000 |
| Interest-bearing deposits | 19,764,000 | 21,080,000 | 18,806,000 | 19,002,000 |
| Noninterest-bearing deposits | 11,398,000 | 11,386,000 | 10,871,000 | 10,907,000 |
| Equity capital | 6,885,000 | 6,809,000 | 6,893,000 | 6,845,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 546,000 | 1,039,000 | 1,531,000 | 1,983,000 |
| Interest expense | 91,000 | 183,000 | 270,000 | 341,000 |
| Net interest income | 455,000 | 856,000 | 1,261,000 | 1,642,000 |
| Noninterest income | 177,000 | 358,000 | 542,000 | 717,000 |
| Noninterest expense | 426,000 | 883,000 | 1,379,000 | 1,845,000 |
| Provision for loan losses | 8,000 | 8,000 | 8,000 | 8,000 |
| Pretax income | 198,000 | 323,000 | 416,000 | 506,000 |
| Income tax | 67,000 | 110,000 | 141,000 | 169,000 |
| Net income | 131,000 | 213,000 | 275,000 | 337,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,207,000 | 6,170,000 | 6,236,000 | 6,179,000 |
| Total capital | 6,413,000 | 6,376,000 | 6,441,000 | 6,381,000 |
| Risk-weighted assets | 21,287,000 | 21,780,000 | 20,505,000 | 18,331,000 |