Call reports 2007
PRIMEBANK OF TEXAS — 2007
What PRIMEBANK OF TEXAS reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 35,399,000 | 35,428,000 | 36,151,000 | 38,338,000 |
| Total loans | 15,597,000 | 15,946,000 | 17,881,000 | 18,908,000 |
| Allowance for loan losses | 170,000 | 177,000 | 191,000 | 197,000 |
| Securities available for sale | 11,213,000 | 11,044,000 | 8,135,000 | 8,517,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,717,000 | 28,836,000 | 29,300,000 | 31,442,000 |
| Interest-bearing deposits | 17,931,000 | 11,079,000 | 19,278,000 | 11,858,000 |
| Noninterest-bearing deposits | 10,786,000 | 17,757,000 | 10,022,000 | 19,584,000 |
| Equity capital | 6,463,000 | 6,481,000 | 6,679,000 | 6,739,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 550,000 | 1,113,000 | 1,715,000 | 2,312,000 |
| Interest expense | 95,000 | 192,000 | 296,000 | 403,000 |
| Net interest income | 455,000 | 921,000 | 1,419,000 | 1,909,000 |
| Noninterest income | 149,000 | 306,000 | 480,000 | 660,000 |
| Noninterest expense | 369,000 | 757,000 | 1,156,000 | 1,555,000 |
| Provision for loan losses | 8,000 | 15,000 | 30,000 | 38,000 |
| Pretax income | 227,000 | 455,000 | 713,000 | 976,000 |
| Income tax | 72,000 | 149,000 | 236,000 | 323,000 |
| Net income | 155,000 | 306,000 | 477,000 | 653,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,807,000 | 5,837,000 | 6,013,000 | 6,070,000 |
| Total capital | 5,977,000 | 6,014,000 | 6,204,000 | 6,267,000 |
| Risk-weighted assets | 18,359,000 | 18,313,000 | 19,917,000 | 21,193,000 |