Call reports 2005
PRIMEBANK OF TEXAS — 2005
What PRIMEBANK OF TEXAS reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 38,340,000 | 38,161,000 | 36,733,000 | 40,403,000 |
| Total loans | 15,529,000 | 15,808,000 | 17,028,000 | 17,134,000 |
| Allowance for loan losses | 96,000 | 107,000 | 122,000 | 136,000 |
| Securities available for sale | 11,177,000 | 10,065,000 | 9,293,000 | 10,135,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,686,000 | 32,443,000 | 30,836,000 | 34,322,000 |
| Interest-bearing deposits | 20,689,000 | 20,055,000 | 12,545,000 | 13,417,000 |
| Noninterest-bearing deposits | 11,997,000 | 12,388,000 | 18,291,000 | 20,905,000 |
| Equity capital | 5,470,000 | 5,556,000 | 5,685,000 | 5,805,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 400,000 | 822,000 | 1,277,000 | 1,790,000 |
| Interest expense | 34,000 | 87,000 | 146,000 | 225,000 |
| Net interest income | 366,000 | 735,000 | 1,131,000 | 1,565,000 |
| Noninterest income | 206,000 | 432,000 | 656,000 | 904,000 |
| Noninterest expense | 395,000 | 807,000 | 1,202,000 | 1,635,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 162,000 | 330,000 | 540,000 | 774,000 |
| Income tax | 53,000 | 108,000 | 178,000 | 255,000 |
| Net income | 109,000 | 222,000 | 362,000 | 519,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,044,000 | 4,181,000 | 4,331,000 | 4,497,000 |
| Total capital | 4,140,000 | 4,288,000 | 4,453,000 | 4,633,000 |
| Risk-weighted assets | 18,628,000 | 18,508,000 | 19,518,000 | 20,598,000 |