Call reports 2004
PRIMEBANK OF TEXAS — 2004
What PRIMEBANK OF TEXAS reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 41,960,000 | 38,911,000 | 34,781,000 | 37,100,000 |
| Total loans | 13,473,000 | 13,920,000 | 14,911,000 | 15,103,000 |
| Allowance for loan losses | 77,000 | 80,000 | 81,000 | 81,000 |
| Securities available for sale | 8,044,000 | 12,530,000 | 9,503,000 | 9,482,000 |
| Securities held to maturity | 4,018,000 | 2,001,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,720,000 | 33,661,000 | 29,360,000 | 31,547,000 |
| Interest-bearing deposits | 25,604,000 | 22,346,000 | 19,448,000 | 20,395,000 |
| Noninterest-bearing deposits | 11,116,000 | 11,315,000 | 9,912,000 | 11,152,000 |
| Equity capital | 5,137,000 | 5,148,000 | 5,247,000 | 5,349,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 310,000 | 619,000 | 964,000 | 1,367,000 |
| Interest expense | 49,000 | 89,000 | 123,000 | 157,000 |
| Net interest income | 261,000 | 530,000 | 841,000 | 1,210,000 |
| Noninterest income | 214,000 | 443,000 | 696,000 | 906,000 |
| Noninterest expense | 417,000 | 848,000 | 1,257,000 | 1,678,000 |
| Provision for loan losses | 12,000 | 15,000 | 18,000 | 20,000 |
| Pretax income | 46,000 | 110,000 | 262,000 | 418,000 |
| Income tax | 15,000 | 36,000 | 87,000 | 137,000 |
| Net income | 31,000 | 74,000 | 175,000 | 281,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,663,000 | 3,713,000 | 3,839,000 | 3,960,000 |
| Total capital | 3,740,000 | 3,793,000 | 3,920,000 | 4,041,000 |
| Risk-weighted assets | 18,006,000 | 17,967,000 | 17,888,000 | 18,513,000 |