Call reports 2006
BUSINESS BANK OF NEVADA — 2006
What BUSINESS BANK OF NEVADA reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 438,682,000 | 457,780,000 | 487,758,000 | 508,075,000 |
| Total loans | 321,986,000 | 353,402,000 | 380,337,000 | 393,649,000 |
| Allowance for loan losses | 3,511,000 | 3,928,000 | 4,113,000 | 4,356,000 |
| Securities available for sale | 84,449,000 | 71,592,000 | 69,219,000 | 67,676,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 395,265,000 | 386,004,000 | 428,834,000 | 457,320,000 |
| Interest-bearing deposits | 236,548,000 | 246,609,000 | 286,287,000 | 311,146,000 |
| Noninterest-bearing deposits | 158,717,000 | 139,395,000 | 142,547,000 | 146,174,000 |
| Equity capital | 40,222,000 | 41,419,000 | 46,366,000 | 48,546,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 7,708,000 | 16,072,000 | 25,348,000 | 35,075,000 |
| Interest expense | 1,403,000 | 3,401,000 | 6,289,000 | 9,494,000 |
| Net interest income | 6,305,000 | 12,671,000 | 19,059,000 | 25,581,000 |
| Noninterest income | 249,000 | 486,000 | 714,000 | 1,030,000 |
| Noninterest expense | 3,422,000 | 7,024,000 | 10,485,000 | 14,158,000 |
| Provision for loan losses | 255,000 | 662,000 | 845,000 | 1,086,000 |
| Pretax income | 2,877,000 | 5,448,000 | 8,420,000 | 11,344,000 |
| Income tax | 949,000 | 1,796,000 | 2,763,000 | 3,722,000 |
| Net income | 1,928,000 | 3,652,000 | 5,657,000 | 7,622,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,437,000 | 43,161,000 | 47,166,000 | 49,131,000 |
| Total capital | 45,305,000 | 47,541,000 | 51,787,000 | 53,969,000 |
| Risk-weighted assets | 360,914,000 | 400,202,000 | 444,817,000 | 452,888,000 |