Call reports 2005
BUSINESS BANK OF NEVADA — 2005
What BUSINESS BANK OF NEVADA reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 377,446,000 | 399,420,000 | 409,330,000 | 454,111,000 |
| Total loans | 248,365,000 | 265,956,000 | 282,376,000 | 290,563,000 |
| Allowance for loan losses | 3,116,000 | 3,007,000 | 3,152,000 | 3,232,000 |
| Securities available for sale | 69,416,000 | 74,206,000 | 77,399,000 | 80,979,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 341,371,000 | 361,506,000 | 369,498,000 | 407,884,000 |
| Interest-bearing deposits | 185,020,000 | 193,178,000 | 205,172,000 | 237,772,000 |
| Noninterest-bearing deposits | 156,351,000 | 168,328,000 | 164,326,000 | 170,112,000 |
| Equity capital | 33,684,000 | 35,345,000 | 36,956,000 | 38,448,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 4,991,000 | 10,640,000 | 16,904,000 | 24,039,000 |
| Interest expense | 711,000 | 1,539,000 | 2,471,000 | 3,809,000 |
| Net interest income | 4,280,000 | 9,101,000 | 14,433,000 | 20,230,000 |
| Noninterest income | 217,000 | 429,000 | 643,000 | 1,002,000 |
| Noninterest expense | 2,775,000 | 5,915,000 | 8,697,000 | 11,759,000 |
| Provision for loan losses | 94,000 | -17,000 | 124,000 | 232,000 |
| Pretax income | 1,447,000 | 3,451,000 | 6,074,000 | 9,060,000 |
| Income tax | 497,000 | 1,185,000 | 2,063,000 | 3,077,000 |
| Net income | 950,000 | 2,266,000 | 4,011,000 | 5,983,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,476,000 | 35,792,000 | 37,537,000 | 39,509,000 |
| Total capital | 37,730,000 | 39,186,000 | 41,074,000 | 43,088,000 |
| Risk-weighted assets | 274,686,000 | 307,029,000 | 324,462,000 | 334,660,000 |