Call reports 2004
BUSINESS BANK OF NEVADA — 2004
What BUSINESS BANK OF NEVADA reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 296,120,000 | 308,768,000 | 374,494,000 | 354,499,000 |
| Total loans | 194,769,000 | 199,883,000 | 224,213,000 | 240,409,000 |
| Allowance for loan losses | 2,454,000 | 2,506,000 | 2,811,000 | 3,015,000 |
| Securities available for sale | 70,104,000 | 54,553,000 | 92,857,000 | 73,130,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 271,118,000 | 283,823,000 | 348,441,000 | 323,163,000 |
| Interest-bearing deposits | 168,206,000 | 161,867,000 | 213,635,000 | 186,126,000 |
| Noninterest-bearing deposits | 102,912,000 | 121,956,000 | 134,806,000 | 137,037,000 |
| Equity capital | 22,549,000 | 22,666,000 | 23,725,000 | 28,995,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 4,002,000 | 8,042,000 | 11,865,000 | 16,489,000 |
| Interest expense | 632,000 | 1,217,000 | 1,882,000 | 2,605,000 |
| Net interest income | 3,370,000 | 6,825,000 | 9,983,000 | 13,884,000 |
| Noninterest income | 279,000 | 571,000 | 880,000 | 1,146,000 |
| Noninterest expense | 2,622,000 | 5,215,000 | 7,250,000 | 9,860,000 |
| Provision for loan losses | 77,000 | 173,000 | 478,000 | 748,000 |
| Pretax income | 993,000 | 2,059,000 | 3,186,000 | 4,477,000 |
| Income tax | 338,000 | 702,000 | 1,086,000 | 1,526,000 |
| Net income | 655,000 | 1,357,000 | 2,100,000 | 2,951,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,328,000 | 23,031,000 | 23,775,000 | 29,325,000 |
| Total capital | 24,879,000 | 25,634,000 | 26,696,000 | 32,448,000 |
| Risk-weighted assets | 213,110,000 | 219,058,000 | 243,004,000 | 261,991,000 |