Call reports 2003
BUSINESS BANK OF NEVADA — 2003
What BUSINESS BANK OF NEVADA reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 247,805,000 | 245,738,000 | 272,972,000 | 277,703,000 |
| Total loans | 151,934,000 | 148,660,000 | 170,382,000 | 190,724,000 |
| Allowance for loan losses | 2,030,000 | 1,977,000 | 2,093,000 | 2,391,000 |
| Securities available for sale | 51,067,000 | 61,793,000 | 75,438,000 | 56,269,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 227,943,000 | 223,768,000 | 250,562,000 | 253,582,000 |
| Interest-bearing deposits | 148,995,000 | 150,904,000 | 167,220,000 | 167,080,000 |
| Noninterest-bearing deposits | 78,948,000 | 72,864,000 | 83,342,000 | 86,502,000 |
| Equity capital | 18,522,000 | 20,595,000 | 21,131,000 | 21,727,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 3,306,000 | 6,697,000 | 10,274,000 | 14,089,000 |
| Interest expense | 682,000 | 1,370,000 | 2,055,000 | 2,695,000 |
| Net interest income | 2,624,000 | 5,327,000 | 8,219,000 | 11,394,000 |
| Noninterest income | 292,000 | 655,000 | 930,000 | 1,252,000 |
| Noninterest expense | 2,297,000 | 4,440,000 | 6,707,000 | 8,985,000 |
| Provision for loan losses | 61,000 | 61,000 | 121,000 | 422,000 |
| Pretax income | 709,000 | 1,746,000 | 2,604,000 | 3,522,000 |
| Income tax | 241,000 | 594,000 | 888,000 | 1,200,000 |
| Net income | 468,000 | 1,152,000 | 1,716,000 | 2,322,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,307,000 | 20,267,000 | 21,067,000 | 21,674,000 |
| Total capital | 20,400,000 | 22,312,000 | 23,235,000 | 24,162,000 |
| Risk-weighted assets | 170,367,000 | 166,195,000 | 192,232,000 | 204,231,000 |